银行账户开立后，需要持续的日常管理，包括付款指令、账户监控、KYC更新及与银行的沟通。
Bank Account Administration Services
Signatory Authority Management
We maintain and update the authorised signatory mandate with the bank, reflecting changes in directors, beneficial owners or delegation of authority. Where clients require a Mauritius-resident signatory as part of their substance profile, we can provide this as a managed service under strict internal authorisation and oversight procedures.
Payment Processing
We process authorised domestic and international payments on behalf of the company — whether these are investment funding calls, loan disbursements, dividend payments, supplier invoices or operational expenses. All payment instructions are validated against authorised mandates before execution.
Online Banking Management
We maintain access to and oversight of the company's online banking portal, monitoring transactions, managing token-based authentication, updating access credentials, and promptly escalating any unusual activity to the client.
Bank Relationship Management
We maintain an active relationship with the company's banking officer, handling routine account queries, responding to KYC refresh requests, assisting with account upgrades or additional currency accounts, and resolving any issues that arise with transactions or account facilities.
KYC Refresh and Annual Reviews
Banks regularly refresh the KYC documentation for their corporate clients. We manage this process — collecting updated identification documents, preparing cover letters, and submitting the refreshed KYC pack to the bank on the company's behalf to avoid account suspension or restriction.
Transaction Reconciliation
We reconcile bank statements to the company's accounting records on a monthly basis, ensuring that all credits and debits are properly categorised, allocated and reflected in the company's management accounts and annual financial statements.
银行账户管理服务的设置流程
服务范围与授权书审查
我们审查现有银行账户授权书、签字安排及任何既往管理协议，识别任何缺失——过期签字授权、待处理KYC更新请求、网上银行访问不完整——并与客户商定管理服务的范围。
授权矩阵起草
我们起草付款授权矩阵，说明不同类别及金额付款的审批要求——区分可依常设指令处理的例行经常性付款与需在执行前获得客户明确授权的临时付款。
通知银行及更新授权书
我们通知银行新的管理安排，按需更新签字授权书——如我们提供毛里求斯本地签字人服务——完成新签字人所需的所有银行手续，包括样本签名及身份证明。
系统访问及安全设置
我们依据内部安全程序设置对网上银行门户的安全访问，确保登录凭据及令牌设备按我们的合规程序保管，并将所有访问事件通知客户的管理员。
持续管理
我们按约定方式管理账户——处理付款、维护银行关系、处理KYC更新请求、核对交易，并向客户提交月度账户报告。授权书、银行政策或账户条件的任何变更均及时通知客户。
Key Requirements for Administration Service
- Executed service agreement and client acceptance form
- Up-to-date KYC documentation for all beneficial owners and signatories
- Board resolution authorising the administration arrangement and any delegated signing authority
- Payment instruction template and approval matrix specifying authorisation levels for different payment types and amounts
- Online banking login credentials and token devices to be held under secure procedures
- Regular (typically monthly) account statements provided to client for review
- Annual confirmation of bank account details and signatory mandate for compliance records
Indicative Annual Fees
| Item | Indicative range |
|---|---|
| Basic account monitoring and KYC refresh management | USD 800 – 1,500 per year |
| Active payment processing (up to 20 transactions per month) | USD 2,000 – 4,000 per year |
| Active payment processing (20+ transactions per month) | USD 4,000 – 8,000 per year |
| Mauritius-resident signatory service | USD 3,000 – 6,000 per year |
| Bank relationship management (dedicated) | USD 1,200 – 2,500 per year |